“Complete your billing setup by activating your Google Cloud account” — Why It Appears & How to Solve It Fast

* If you need help with the content of this article for work or development, individual support is available.

When I tried to use the Gemini API, I suddenly got this screen:

Complete your Gemini API billing setup by activating your Google Cloud account
(Activate your billing account)

And the API refused to work.
Good news: this message is not a real “error.”
It simply means your Google Cloud billing isn’t fully activated yet.

The fix takes less than 3 minutes.


Why this message appears

Gemini API runs on Google Cloud’s billing system.
So this message appears when:

  • You haven’t created a billing account yet
  • OR your billing account isn’t linked to the project
  • OR you’re trying to use the API without completing the first-time activation (even free users must do this)

Even if you only plan to use the free tier, Google still requires an initial billing activation.


How to fix it (very simple)

Click the blue button:

Activate your billing account

Then follow these quick steps:

1. You’ll be taken to Google Cloud Billing Setup

No coding needed.

2. Add a payment method

You can use:

  • Credit card
  • Debit card
  • Some regions support post-pay for business accounts

Google often applies free credits automatically once billing is activated.

3. Link the billing account to your project

You’ll see a prompt like:

“Enable billing for this project?” → Yes

After this, Gemini API becomes available immediately.


How long until it works?

In my case:

  • Finished activation
  • Gemini API worked ~30 seconds later

Sometimes it takes 1–3 minutes for Google Cloud to sync.


If it still doesn’t work, check these

① Wrong project selected

Google AI Studio might be pointing to a different project.
Check the top-right project selector.

② Billing account is “disabled”

This can happen if your card expired or was declined.

③ Gemini API / Generative Language API is not enabled

Go to Google Cloud → APIs & Services → Enable APIs.


Takeaway

This message is almost always:

“Billing isn’t activated yet — please finish this step.”

It’s not a serious error.
Once activated, the screen disappears permanently and Gemini API works normally.

ZIDOOKA!

Need help with the content of this article?

I provide individual technical support related to the issues described in this article, as a freelance developer. If the problem is blocking your work or internal tasks, feel free to reach out.

Support starts from $30 USD (Estimate provided in advance)
Thank you for reading

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